Why Smart Business Owners (and Their Bookkeepers) Are Switching to Relay Financial
I had a call today with my account manager & a client who reminded me why I love Relay Financial; and why I’m done wasting time wrestling with banks that make things harder than they need to be.
This client runs his business using Profit First, which means he’s doing regular transfers between multiple accounts—weekly, in his case. His current bank? They just stopped sending useful transaction info. So instead of seeing clear notes like “Transfer from Income to Tax,” every transaction just says “system-generated credit” or “system-generated debit.”
When you’re crossing entities and moving money between accounts often, that’s a bookkeeping nightmare. What used to take me a couple minutes to reconcile now takes an hour of detective work. Not okay.
So, we started looking for a better banking solution. Enter: Relay Financial.
The Setup Is Stupid Simple
First up: Relay makes onboarding painless. You fill out a quick form, they prep your accounts, and you just approve them. Boom—done.
You can have:
- Up to 20 accounts
- Up to 50 debit cards
All managed right on the platform. Try finding another bank that gives you that level of flexibility without charging an arm and a leg. Spoiler: you won’t.
Why Relay Just Makes Sense
Next: bill payments.
Most platforms that let you track, approve, and manage bills cost you money. Relay doesn’t. You can enter bills in QuickBooks or in Relay, and they talk to each other. Two-way sync.
You can also:
- Set up custom approval workflows based on amount or team member.
- Manage payments right inside your banking platform.
- Do it all for free on their starter plan—yes, free.
That kind of control and transparency is unheard of without paying subscription fees elsewhere.
The Conversation That Hit Home
After the call, my client texted me:
“Man, this is a no-brainer.”
He’s right. Relay is a no-brainer.
And I told him I really should be pushing more clients to this platform. Not just because it makes my life easier (though it absolutely does), but because it genuinely improves their operations too.
He laughed and said, “Yeah, save your mental health.”
Touché.
We both agreed; sometimes, we’ve got to be a little selfish. Not the “screw everyone else” kind, but the “take care of yourself so you can take care of others” kind.
Because honestly, it’s more selfish not to share the tools that make life and business smoother.
My Challenge to You
If you’re tired of your current bank making transfers, payments, and bookkeeping harder than it should be, check out Relay Financial.
Here’s my referral link—and yes, I’m sharing it because I actually believe in this platform.
Relay will even give you $50 for funding your account with at least $50 within the first 10 days. No monthly fees. Just a better way to bank.
And when you’re ready to stop fighting your finances and actually use your numbers to grow, you know where to find me.
